Stop guessing. Get expert, unbiased guidance from a licensed team that works for you — not the insurance companies. We proudly serve clients in all 50 states and D.C.
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Who We Serve
No matter where you are in your Medicare journey, we have the expertise to guide you.
Your Initial Enrollment Period is approaching. We walk you through every option so you start Medicare with confidence.
Get Started →Recently enrolled but confused by the options? We compare plans and find the best fit for your health needs and budget.
Get Help →Not happy with your current coverage or paying too much? We shop 30+ carriers to find you a better deal.
Compare Plans →Relocating? Medicare plans vary by state. We are licensed in all 50 states and can seamlessly transition your coverage.
Learn More →What We Offer
We compare plans across 30+ top carriers so you get the best coverage at the best price — at zero cost to you.
Medicare plans change every year, and so do your needs. We review your entire coverage package — Medicare, Critical Illness, Dental, Vision, Hearing, and more — at no charge, to make sure you are still getting the best deal across the board.
Fill the gaps in Original Medicare. We find the right Medigap plan — Plan G, Plan N, High-Deductible G (HDG), and more — to minimize your out-of-pocket costs.
Learn More →All-in-one plans bundling Parts A, B, and often D. Many include vision, dental, and hearing benefits Original Medicare does not cover.
Learn More →Prescription drug coverage to lower your medication costs. We compare every Part D plan available in your area.
Learn More →Protect your family's financial future with final expense, term, and whole life options for seniors at every health level.
Learn More →Original Medicare does not cover most dental, vision, or hearing needs. We help you find affordable standalone plans.
Learn More →Lump-sum cash benefits if diagnosed with cancer, heart attack, or stroke. A financial safety net that pays you directly — use it for anything you need.
Learn More →Why Choose Us
Unlike captive agents who represent just one insurance company, we are truly independent — which means we work for you, not the carriers. We shop across 30+ top carriers to find the plan that genuinely fits your needs and budget.
Best of all, our service is completely free. We are compensated by the carriers when you enroll, so you get expert guidance at zero cost.
Schedule Free ConsultationThe Process
Three steps to Medicare clarity — and it costs you absolutely nothing.
Schedule a no-obligation call with Jesse or Arnie. We listen to your health needs, lifestyle, and budget — no pressure, no sales scripts.
We shop across 30+ carriers and present a clear, honest comparison. You get our genuine recommendation — not a sales pitch.
We handle all enrollment paperwork and stay with you every year — available for plan reviews, billing questions, and coverage changes.
Real Google Reviews
Real reviews from Google — 60+ and counting
"A friend recommended Jesse Peltz and my husband and I are so glad she did. He is a true professional and excellent at his job in helping us navigate through the Medicare system. He explained everything clearly and answered all our questions. We highly recommend his expertise and services to seniors."
"I was given Jesse's name from a close friend who had gone through the Medicare sign up process. While I had attempted to sort through the options I was still very confused and not confident. Jesse, very quickly, gave me his opinion on the plan that was best for my situation. His response and attentiveness was greatly appreciated. He and his team will continue to be my go-to throughout this convoluted journey."
"My wife and I have been with Plans Plus for many years, even before we became senior citizens. Both Arnie and Jesse have guided us through our insurance needs with excellent and courteous advice. They are very knowledgeable and always ready to help. We highly recommend Plans Plus for Seniors!"
"I have been having a very good relationship with Jesse for 7 years. He always has time to detail different health plans for my husband and I and recommend the ones appropriate for us. I definitely recommend him and his firm as a one-stop 'shop' for your medical insurance needs. He will not disappoint you!"
“Plans Plus for Seniors is a highly professional and caring service to help seniors navigate Medicare and supplemental insurance. We have used their expertise for years and have been consistently very satisfied with our health and pharmaceutical plans. We highly recommend them to our friends and family; many of whom now rely on the Plans Plus expertise also! They are the best!!!”
“Plans Plus for Seniors, Arnie & Jesse Peltz, have been the best insurance agents I have ever had, and I’ve had many over the years. They give the most personalized service, never rush me, always promptly get back to me, and go above and beyond what any other agent or company has ever done. They don’t work for just one insurance company, and they will pick the best companies and plans for you. Their goal is to give you the best quality at the lowest price, and it does not cost you a penny! I highly recommend them. You won’t be sorry.”
“We recently moved from Florida to Iowa and I was dreading the process of switching our advantage plans. Plans Plus took charge of the process and with one 20 minute phone call, the task was completed. Thanks Arnie and Jesse!”
“I have used Plans Plus for Seniors to purchase medical insurance during the three years I’ve been retired. The people at Plans Plus cut through the red tape and focus on what your insurance needs are and which companies provide the best service. They do the research and make selecting a Medicare supplement insurance policy easy and quick. Plans Plus response time is very quick too.”
“This agent is personable, responsive, and especially knowledgeable about the options available for me as a senior with particular needs. He was able to put together an insurance package that was tailored to my needs, one of which was my request that my insurer offered in-network doctor options that were geographically close to where I live. I have been pleased with doctors I have seen since January 2024, and none of them are further than five miles from my home address.”
“From the introductory phone call to the initiation of my new health care policy Plans + for Seniors walked me through the process and helped me make informed decisions. They mitigated the confusion and the pain completely.”
“Very knowledgeable about Medicare and supplemental plans. Professional and proficient service. Highly recommend.”
“These guys are terrific! They navigate the complex web of Medicare, supplements, drug plans, etc. for you. Their expertise cuts through it all and you wind up with the most cost effective plan available to you. Highly recommended.”
“I have been dealing with Jesse for the last few years, and I feel very confident that he provided me with the best plan for my needs.”
Our comprehensive 16-chapter guide explains Medicare in plain English — not insurance jargon. Written by independent brokers with 25+ years of experience. Trusted by 2,000+ seniors nationwide.
Your Advisors
A father-and-son team built on decades of experience and a genuine passion for helping seniors nationwide.

Jesse brings energy, deep expertise, and a genuine passion for helping seniors navigate Medicare. He has personally guided hundreds of families to the right coverage at the right price — no matter what state they call home.

Arnie founded Plans Plus with one mission: be the most trusted Medicare resource for every senior in America. His decades of experience and lifelong dedication still drive everything we do.
Common Questions
Nothing — our service is completely free to you. We are compensated by insurance carriers when you enroll in a plan, which means you get expert guidance at zero cost to you.
We are licensed to write Medicare plans in all 50 states and D.C. We have deep expertise in NY, FL, NC, SC, GA, NJ, CT, and TX — and we serve clients everywhere in between.
Medicare Supplement (Medigap) works alongside Original Medicare and helps cover your cost-sharing. Medicare Advantage replaces Original Medicare with an all-in-one plan. Both have pros and cons — we help you decide which is right for your situation.
Your Initial Enrollment Period begins 3 months before you turn 65. Missing this window can result in lifelong late-enrollment penalties — so it is important to plan ahead. Call us well before your 65th birthday.
Schedule your free consultation today. No pressure, no obligation — just honest answers from people who care. We proudly serve clients in all 50 states and D.C.